CompuCover - insurance for a mobile generation
Insurance for Individuals - 01788 563105 Frequently Asked Questions
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Taking Care of Your Laptop

  To review our leaflet please click here.
COVER
1. Is there an excess on the policy?

No
2. The policy provides worldwide cover - Are there any restrictions on which countries my equipment is insured in and any time limits?

Providing you are resident within the UK (See Q4) your equipment is insured anywhere in the world without geographical restriction or time limits
3. If my equipment is accidentally damaged or stolen outside of the UK, will you supply or return the equipment to any address overseas?

No, we will only supply or return equipment to any address within the UK and therefore any shipping costs overseas would need to be met by the policyholder
4. Do you only insure UK residents?

Yes, you must be resident within England, Wales, Scotland, Northern Ireland, the Channel Islands or the Isle of Man for the duration of your policy
5. Am I insured if I lend my laptop to another person?

You will only be insured if the equipment is lent to an insured person which is defined below.

a) If you are a private individual, you or a member of your family normally resident at the address shown in the policy schedule

b) If you are an educational establishment (including a school, college or university), your registered employees or students authorised to use the equipment

c) If you are a company, partnership, governmental authority, public or private sector organisation, charity or club, your registered employees
6. Am I insured if I hire my laptop to another person?

No
7. Am I insured if I lose my equipment?

No, the policy covers theft not loss
8. Does CompuCover provide cover against breakdown of my equipment?

No, this could be covered under any warranty that you may have
9. What does the "Cover for replacement equipment" mean?

In the event of a valid claim resulting in the replacement of all or part of the equipment, this policy will not automatically cover the item or items of replacement equipment during the remainder of the policy year in which the claim has been settled. However, the replacement equipment may be insured on payment of an additional premium, which will be proportionate to the value of the replacement equipment
   
 
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CompuCover provided by Summit Insurance Services Ltd is one of the largest providers of IT Insurance. CompuCover provides laptop insurance, PDA insurance, notebook insurance, desktop insurance, projector insurance, whiteboard insurance and other IT insurance. CompuCover provides specialist insurance for your computer equipment against theft, accidental damage, fire and flood with no excess. CompuCover is suitable for individuals, business or educational establishments who wish to insure laptops, insure PDAs, insure notebooks, insure desktops, insure projectors, insure whiteboards or insure PCs. CompuCover has provided IT insurance to over 20,000 customers who wish to protect their computer equipment. CompuCover is specifically designed for the laptop, notebook and PDA user, providing all risks insurance anywhere in the world, 365 days a year whilst on the move. CompuCover is also suitable if you have several laptops, notebooks or PDAs that require insurance, especially when we can offer preferential insurance rates for high volumes of equipment including laptops, PDAs, notebooks, desktops, projectors, whiteboards, PCs and other computers. Summit Insurance Services Ltd who administers CompuCover also has other branded websites - such as insurelaptops.co.uk, insurenotebooks.co.uk, insuredesktops.co.uk and these maybe of interest also.