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ProtechGadget Insurance

Specialist insurance product offering extensive accidental damage, theft, breakdown & loss cover for all Smartphones & Gadgets

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Frequently asked questions...

This policy covers the cost in replacing or repairing equipment due to Accidental Damage and Theft including Fire and Liquid Damage.

It also provides breakdown cover if your equipment suffers a mechanical or electrical breakdown outside of the manufacturer’s guarantee period.

Loss cover is also available for a small additional premium.

Loss cover protects you if your equipment has been accidentally left somewhere by you, and you are permanently deprived of its use.

We will not pay for any Loss claim unless the correct premium has been received to include Accidental Loss cover. Please refer to your Insurance Schedule for your cover type.

Breakdown means the failure of an electrical or mechanical component in your equipment due to a sudden and unforeseen fault outside of the manufacturer warranty period.

Cover applies to the UK and extends to worldwide cover for up to 60 days in total, in any 12-month rolling period.

The insurer will only pay for carriage costs within the UK. You must pay for any additional carriage costs if the equipment needs to be collected or delivered outside of the UK.

To make a claim you will need to contact the Claims Administrators. Please see full information for the claims procedure on our Make a Claim page.



Laptops & Notebooks

Digital Cameras